Products & Services


Excess Cargo Insurance

Do you have a shipment that’s value or required limit exceeds the trucker’s cargo policy limit? Don’t risk losing this business to another carrier with more insurance coverage.  Get the excess cargo insurance coverage you need in minutes! We can help you to get supplemental freight insurance or spot insurance quickly and easily.

Excess coverage (or Trip Transit or Spot Insurance) is used when the Motor Truck Carrier’s (MTC) policy limit is not sufficient to cover the value of the shipment a trucker is carrying, this excess coverage is gap insurance.  Most truckers only carry $100,000 in freight insurance, which is simply not enough cargo insurance coverage in most cases. Generally, excess cargo insurance coverage is purchased by the Freight Broker or the Shipper. This allows for more flexibility when assigning a trucker to move a shipment.

Supplemental freight insurance, gap insurance or spot coverage can also be purchased by a motor carrier who does not currently have enough cargo insurance. Getting instant excess cargo coverage ensures that a Trucker will not miss the opportunity to move a load of freight and the payday associated with it.

Freight Insurance ASAP from GSIS provides excess coverage or cargo insurance for freight shippers, freight brokers and truck owners and operators. Our policy is written on an all-risk loss or damage basis to best match the situation for the excess coverage (spot insurance) needed.

Best of all, our all risk cargo insurance is affordable for any buyer. The cost for excess cargo insurance is based on the commodity being hauled as well as the deductible selected. The cost can often be passed along to the trucker or built into the freight charges to the shipper.

Contact us for a quote now on excess coverage and begin moving higher value loads right away!

Freight Insurance Applications >


Got Questions? We got answers.

Call us now and speak to a GSIS Industry Expert, we look forward to your call.